Health Insurance Blog

Guides, tips, and everything you need to know about finding affordable coverage.

ACA

How to Get Free Health Insurance If You're Under 35

Think you can't afford health insurance? If you're under 35 and earn $20K–$60K, you might qualify for $0 premium ACA plans. Here's exactly how.

GUIDE

What Happens If You Don't Have Health Insurance in 2026

Going without health insurance is riskier than you think. Here's what it actually costs when something goes wrong — and how to get covered for $0.

COMPARISON

ACA vs Limited Medical vs Supplemental: Which Do You Need?

Health insurance is confusing. Here's a plain-English breakdown of all three types and which one is right for your situation.

TURNING 26

Turning 26? Here's Exactly What to Do About Health Insurance

You just lost your parents' insurance. Don't panic — here's your step-by-step game plan for getting your own coverage.

GIG WORKERS

Health Insurance for Freelancers and Gig Workers: Complete Guide

Driving for Uber? Freelancing? No employer benefits? You have more options than you think — and some might cost $0.

ACA

ACA Subsidies Explained: How to Get the Most Money Back

Premium tax credits can reduce your health insurance to $0/month. Here's how they work and how to maximize yours.

101

Health Insurance Terms Explained in Plain English

Deductible? Copay? Coinsurance? Out-of-pocket max? We explain every confusing term in words that actually make sense.

ENROLLMENT

Special Enrollment Period: How to Qualify and Enroll Now

You don't always have to wait for open enrollment. Here are all the qualifying life events that let you sign up right now.

COSTS

The Real Cost of Going to the ER Without Insurance

An ER visit averages $2,200 without insurance. Here's the full breakdown of what medical emergencies actually cost.

LIMITED MEDICAL

Is Limited Medical Insurance Worth It?

Limited medical isn't full coverage — but it might be exactly what you need. Here's who it's for and when it makes sense.

STUDENTS

Health Insurance Options for College Students

Student health plan? Parents' insurance? ACA marketplace? Here's how to find the best and cheapest coverage as a student.

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